The Selection Process
There are three criteria used to select families for the Habitat Bermuda program:
1. Need for Adequate Shelter
We select low-income partner families whose present housing is inadequate. These families are, nevertheless, willing to do what they can to help themselves improve their housing situations. The extent of the need and the inadequacy of the present housing circumstances are important considerations.
2. Economic Need
Using factors such as minimum income guidelines, debt-to-income ratio, and history of monthly payment consistency, along with other factors, we can determine whether our applicants are unable to afford to cover the costs of fixing their homes. Partnering families must fall into the low-income category.
3. Willingness to Partner
Applicants must be willing to commit to the sweat-equity requirement, which will mean contributing their labour to other Habitat Bermuda projects.
How Are Families Selected?
Once an application is received, it is reviewed by the Family Selection Committee, which is comprised of volunteers from the community. The Committee first looks to see that the applicant meets the three basic criteria of low income, housing need and a willingness to partner with Habitat.
In order to get to know each applicant family better, there is a home-visit by two members of the Family Selection Committee. This is an opportunity for Habitat Bermuda to assess the housing need of the applicants and their commitment to the mission of Habitat Bermuda.